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Old 06-10-2018, 08:09 PM   #1
richviii
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Default Rent and Save Points or Just Borrow?

So the problem with a DEC UY is that it is easy to forget what UY you are in (IMHO). So we have pretty much blown all our 2018 UY points (which should have been used in 2019). So now I am considering renting BCV at Easter (one) make sure we get the reservation for a studio and (two) than free up our BLT points already booked with 2018 points. Is it crazy to rent to free up 18 points to not have to borrow 19 points?
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Old 06-10-2018, 08:15 PM   #2
Sephorin
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Quote:
Originally Posted by richviii View Post
Is it crazy to rent to free up 18 points to not have to borrow 19 points?
Not at all! I think this is 100% rational.

However, an even better solution would be to purchase a BLT resale contract with a Dec use year and at least 300 2019 points.
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Old 06-10-2018, 08:19 PM   #3
TriciaS
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My use year is December too. The last few years we have been bringing friends with us which caused us to borrow a little here and there. For our July trip we had to borrow all but 2 of our 2018 points.
Our theory is, as long as we have points to borrow, we will. At some point we'll catch up to our current use year.
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Old 06-11-2018, 12:16 AM   #4
Dkg711
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Another option is to buy One Time Usage points. I think they are $17 each ($17 x 19 = $323).
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Old 06-11-2018, 01:10 AM   #5
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Another option is to buy One Time Usage points. I think they are $17 each ($17 x 19 = $323).
I think what she means by 18 points and 19 points is the year. For example, she is talking about having to borrow 2019 points for a 2018 trip.
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Old 06-11-2018, 04:34 AM   #6
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My opinion would be to borrow your points and not rent. Plans change (at least for me) all the time, and borrowing your own points (to me) always makes more sense. Why worry about plans you haven't made yet?
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Old 06-11-2018, 06:12 AM   #7
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Always a complete borrower here. I’ll worry about that last year if I get there...
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Old 06-11-2018, 06:14 AM   #8
pooh bears mom
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Quote:
Originally Posted by cmrdgrs View Post
My opinion would be to borrow your points and not rent. Plans change (at least for me) all the time, and borrowing your own points (to me) always makes more sense. Why worry about plans you haven't made yet?


I transfer in points every year...If DH goes down a day early, or is going for a conference, then I might rent points since I probably will not have any
but my point is, I rent at the last minute, since I know the plans should not change -usually within two months and it is only for a night or two.
But....I hate borrowing points because that throws off my vacation for the next year...
If you are only renting one night, then I would probably rent the night.
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Old 06-11-2018, 06:51 AM   #9
FessParker1
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I would borrow. Why pay out of pocket when you have already paid. You may get to the point where you skip a year, take one less trip or shorter trip or have a trip where you don't invite friends. You can always pay later if you need too.
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Old 06-11-2018, 07:58 AM   #10
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Borrow and use till you can not. Then either you can rent or buy another contract.

You can also keep looking at matching pts for transfer.
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