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Old 03-01-2019, 06:15 PM   #1
jbethel77
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Default New Credit Card Authorization policy in effect now - Any personal experiences?

Now that the new policy is in effect, I love to hear some personal experiences with anyone checking in recently or in the near future.

There seems to be a lot of confusion about it....or at least I am confused

Thanks!
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Old 03-01-2019, 06:40 PM   #2
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We were at WDW (SSR) for a week at the end of January. It was a non-issue for us - didn’t notice any difference.
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Old 03-01-2019, 06:47 PM   #3
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I stayed at Jambo House 2 weeks ago and also noticed no difference. Unless your credit card is close to being maxed out, I wouldn't worry about it.
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Old 03-01-2019, 08:38 PM   #4
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The new policy was effective the 27th?
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Old 03-01-2019, 09:02 PM   #5
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I donít know the new policy.
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Old 03-01-2019, 09:06 PM   #6
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I had not heard, what is the new policy?
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Old 03-01-2019, 10:12 PM   #7
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Quote:
Originally Posted by jbethel77 View Post
N

There seems to be a lot of confusion about it....or at least I am confused

Thanks!
Not clear what the confusion is about a credit card authorization hold. Can you elaborate? These have been around for many years.

Cheers.
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Old 03-01-2019, 10:25 PM   #8
jbethel77
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Very familiar with authorizations/holds & actually surprised it’s taken Disney this long to put a policy like this in place.

The confusion.. at least for me, is exactly how this will play out with how many holds they’re putting on cards. The official wording sounds like they will put an initial $100 hold on your card but then keep adding $100 holds each time you exceed the initial $100.. in addition to the amount you spend. We can spend $100 in about a minute at Disney. That will add up quickly!
We have a split stay between 3 resorts in May & I use a debit card. I know everyone has their opinion about using debit cards, but that’s our choice. My bank can take up to a week to release a hold. Therefore, I’m trying to figure out exactly how much of our money they’re going to tie up in holds during my trip. Or we may decide to just use gift cards & not charge back to the room.
Just trying to plan ahead so, I was curious of first hand experiences.


Apologies for the duplicate post, I searched ‘authorization’ & ‘hold’ with no luck.. guess ‘credit card’ would’ve been the better choice...

Last edited by jbethel77; 03-01-2019 at 10:36 PM.
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Old 03-01-2019, 10:29 PM   #9
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Quote:
Originally Posted by jbethel77 View Post
Very familiar with authorizations/holds & actually surprised itís taken Disney this long to put a policy like this in place.

The confusion.. at least for me, is exactly how this will play out with how many holds theyíre putting on cards. The official wording sounds like they will put an initial $100 hold on your card but then keep adding $100 holds each time you exceed the initial $100.. in addition to the amount you spend. We can spend $100 in about a minute at Disney. That will add up quickly!
We have a split stay between 3 resorts in May & I use a debit card. I know everyone has their opinion about using debit cards, but thatís our choice. My bank can take up to a week to release a hold. Therefore, Iím trying to figure out exactly how much of our money theyíre going to tie up in holds during my trip. Or we may decide to just use gift cards & not charge back to the room.
Just trying to plan ahead so, I was curious of first hand experiences.
Ah, got it. My interpretation (and it is only an interpretation) is that they will put a $100 hold. If/When you exceed that, they will push that to a real charge and out another $100 Hold. If that is the case, then one is really only out $100 above what is spent on the Hold. Even being Disney I can't imagine them adding to the hold while also charging the card.

Cheers.
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Old 03-02-2019, 08:49 AM   #10
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Quote:
Originally Posted by brp View Post
Ah, got it. My interpretation (and it is only an interpretation) is that they will put a $100 hold. If/When you exceed that, they will push that to a real charge and out another $100 Hold. If that is the case, then one is really only out $100 above what is spent on the Hold. Even being Disney I can't imagine them adding to the hold while also charging the card.

Cheers.
My understanding from the first thread, and what I read elsewhere, was that the actual charge still wouldnít come until you had reached the limit..... $1500 if I recall correctly.
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