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Old 04-05-2015, 06:58 PM   #1
DVC Information
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Arrow An Introduction to DVC for Beginners (Primer) ***


If you travel to Walt Disney World or Disneyland and are able to see or hear, you probably are familiar with "Disney Vacation Club" from the ubiquitous DVC information booths scattered everywhere, from the DVC channel at each Disney resort, from the video on Disney's Magical Express, or from the numerous signs on the Disney busses.

If you've always wondered what the Disney Vacation Club (DVC) is all about, you've come to the right place. Perhaps you have wondered whether buying into Disney Vacation Club is actually a good idea for your family. We can't give a definitive answer to that question that fits everyone, but we can supply you with the information you'll need to make an informed decision.

You'll discover that there are compelling reasons to become a DVC member - some financial and some non-economic reasons. No, DVC is not for everyone, but read on to find out if it might be a good fit for your family.

And since we're not affiliated with Disney in any way, we'll just give you the honest truth - without looking through the rose-colored glasses of Disney emotion (well, perhaps a bit, as we're Disney fans!).

This is a primer and introduction on DVC for beginners. It summarizes the key points about DVC and contains links to more detailed threads for a particular topic.

Oh, and in case this is your first visit to MouseOwners.com, a quick word about who we are. MouseOwners was the very first discussion forum dedicated exclusively to all things DVC - and still the most honest - since 2005 (the #1 DVC discussion forum for the past 10 years).

First, a bit of history:

On December 20, 1991, the “Disney Vacation Club” resort opened on Walt Disney World property. This resort, with its waterfront village of colorful, clapboard-sided vacation villas, created a new type of accommodation. For the first time, guests had access to an on-property resort with multiple bedrooms, several pools, a general store, various children's play areas and outdoor barbecue grills.

The first members bought ownership in “The Disney Vacation Club” with no guarantee that additional resorts would ever be built.

On October 1, 1995, Disney's second DVC resort opened in Vero Beach, Florida and on March 6, 1996 their third resort opened on Hilton Head Island, South Carolina. In addition, a fourth DVC was under construction at WDW that would become the Boardwalk Resort.

It was now time to give the first DVC resort a unique identity to separate it from the rest. So in January 1996, the name was officially changed to Disney's Old Key West Resort.

Here we are now with 13 resorts available and certainly more in various stages of design and development. We’ve seen DVC expand to Disneyland and Hawaii.

The most recent DVC additions were at the Grand Floridian Resort and Polynesian Village Resort at Walt Disney World.

DVC keeps growing. So what is the reason this "club" is so popular?

Last edited by DVC Information; 07-26-2015 at 03:59 AM.
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Old 04-05-2015, 06:58 PM   #2
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Default Points-based system




The Disney Vacation Club is a flexible points-based timeshare program. Most people are familiar with the traditional (fixed-week) timeshare model, where owners typically purchase the right to use a single accommodation at one fixed location for the same week every single year. DVC is different.

Under DVC’s points-based system, members purchase a specific allotment of "points" (representing their ownership interest) for a one-time purchase price, and then receive the same amount of points to use each year until their contract end date arrives.

These points which may be redeemed for stays at any time of year, in a variety of different-sized units, at many different resorts. There are virtually no limitations on when and where you can use your points.








When you buy into the Disney Vacation Club, you purchase an ownership interest by buying a specific number of "vacation points." Today, the cost per point when buying direct from Disney is around $165 per point. Points are also available on the resale market, a point we will touch on in just a bit.

Disney usually requires new member to buy a minimum of 100 points, so assuming $165/pt, that's $16,500. Disney may offer incentives that will lower the per- point cost, and the price may be even cheaper if you buy points through a reseller, but you’re still looking at an investment running into five figures.

If you buy through Disney, you will need to make a down payment of at least 10% or 20%, depending on the financing plan you use. To give you a ballpark idea of the cost of financing through Disney, the annual percentage rate for paying over 10 years is between 9% and 17.5%, depending on the applicant’s credit score. There are also closing costs to consider.

When you finance through Disney, your purchase of an ownership interest is real estate for tax-reporting purposes. You will receive a 1099 statement at the end of the year, and the interest you pay may be deductible on federal taxes.


A history of DVC sales price per point since 1991 is available HERE.






The number of points needed is unique to every owner.

Nightly point costs vary by resort, room size, date and even room view. This is a very personal decision, based on your vacation needs and your budget. Review the point charts and make your own determination, based upon your vacation habits and needs.

The point charts are available HERE





Yes. Some members start out small and then add-on more points later on. Added-on points take the form of another contract.

Add-on points can be obtained from Disney or through the resale market. The minimum add-on contract available through a Disney Vacation Club guide is 50 points for Disney-financed purchases or 25 points for cash purchases. Resale contracts may be any size.

You can add-on at your existing home resort or at any other that is available.






A DVC contract consists of an unalterable number of points at a set resort. It cannot be subdivided. You can only sell the full number of points in a contract.

Thus, purchasing a large volume of points in smaller contract increments is recommended, as it provides greater flexibility down the road.






It could. While the total number of points sold at the resort is a fixed number and cannot be changed, point needs for stays can be changed.

DVC can make adjustments to the point chart for a resort to better reflect member demand and usage. Reallocation is the process of raising the point requirements for a specific resort / room size / season / day of the week, while lowering the points for another room size / season / day of the week at the same resort.

The key to reallocation is that the total points for the year in a single resort cannot change.


.

Last edited by DVC Information; 06-24-2015 at 06:12 PM.
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Old 04-05-2015, 07:00 PM   #3
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Aside from the initial buy-in cost (which is a one-time cost), DVC members must pay annual dues (more commonly called "maintenance fees") on their ownership interest. Maintenance fees are expressed on a per-point basis, and vary by resort.

One of the obligations of being an owner is to help pay the operating costs and upkeep of the resort. Annual dues cover operating expenses (housekeeping, transportation, maintenance, utilities, Front Desk services), administrative expenses (Member Services, member mailings, insurance), refurbishment expenses (updating and maintaining the interior, exterior, and common areas), and real estate taxes (property taxes).

You can choose to pay your dues annually or spread payments out monthly with no finance charge.

➤ For complete information on Annual Dues - including both current and historical fees, please read the "Annual Dues" thread.

When considering the purchase of one particular resort over another, keep in mind the overall cost (both the initial purchase cost and the annual dues), as a resort which appears less expensive due to a lower upfront purchase cost can actually cost you more if the annual dues are significantly more.

Aulani resort charges a daily transient accommodations tax. The amount will be based on the number of points used for your stay and the cost of annual dues for the calendar year of your stay.

If you use your points outside the DVC resorts, there will be additional transaction fees (~$95).

Keep in mind that the cost of accommodations is just a portion of the overall cost of a vacation. You’ll still need to buy park tickets, meals, travel costs, etc.






Being a timeshare program, members of the Disney Vacation Club purchase a deeded ownership interest in a particular resort that is part of the club. The primary relevance of one’s home resort is:
  • Annual Dues are based upon the operating budget for one’s home resort.
  • Members can book a stay at their home resort 11 months in advance of the check-in date (This is called the "home resort booking advantage"). Stays at non-home resorts cannot be booked until 7 months prior to the check-in date. If you like to visit Walt Disney World at popular times of year, those four extra months could make the difference in your ability to get the accommodations you want.
  • Ownership at each resort has a stated contract end date, after which the ownership interest ends.

One of the first decisions a prospective Disney Vacation Club member has to make, after deciding to buy into DVC, is which resort they should purchase and make their home resort. Should you purchase where you have your heart set on staying, where you wouldn’t mind staying, or where you can find the best deal?

➤ To learn about what factors to consider when choosing your home resort, be sure and read the important "Choosing Your Home Resort" thread
.





The answer is, it depends. Resort availability is discussed HERE. Some of the factors that will influence whether you're able to book at a resort other than your home resort include:
  • Whether you're trying to book at a popular time for DVC.
  • Whether you are trying to book during a particular resort's busy time period
  • Whether you are trying to book a limited-availability accommodation

Some reservations that may be hard to book at 7-months include:
  • Animal Kingdom Villas - Value and Concierge rooms
  • Vero Beach - beach cottages
  • Old Key West - Grand Villas
  • Boardwalk Villas - Grand Villas and Standard view rooms
  • Bay Lake Tower - standard view rooms

It's always best to reserve at your home resort during your home resort priority period, and then to try to switch the reservation to the desired resort at the seven-month mark.

DVC also offers a "Guaranteed Week" option which allows an owner to secure a reservation every year during a specific timeshare week, in a specific room size and view, throughout the duration of their DVC ownership. And while it may sound like a traditional timeshare, it's not. You’re not locking yourself into only going for the week you buy. People who want to book the week between Christmas and New Year's Day might be interested in this option.






There are presently 13 DVC resorts - 9 in Walt Disney World in Florida, one in Disneyland in California, one on Oahu in Hawaii, one in Vero Beach, Florida, and one in Hilton Head, South Carolina.

The resorts (along with the year they opened) include:
  • Old Key West (Fall 1991)
  • Vero Beach Resort (Fall 1995) - Vero Beach, FL
  • Hilton Head Island (Mar 1996) - Hilton Head, CA
  • Boardwalk Villas (July 1996)
  • Villas at the Wilderness Lodge (Nov 2000)
  • Beach Club Villas (July 2002)
  • Saratoga Springs Resort (May 2004)
  • Animal Kingdom Villas (July 2007)
  • Bay Lake Tower (Aug 2009)
  • Villas at the Grand Californian (Sep 2009) - Disneyland, CA
  • Aulani at Ko Olina (Aug 2011) Island of Oahu in Hawaii
  • Villas at the Grand Floridian (Oct 2013)
  • Polynesian Villas & Bungalows (Apr 2015)

Most members have a favorite resort. Perhaps they like being close to the action on the BoardWalk, they love the bigger rooms at Old Key West, they enjoy the theming of the Villas at Wilderness Lodge, or they enjoy the views at Bay Lake Tower.

➤ For an overview of each resort, be sure and read the ”DVC Resort Information and Maps" thread.




DVC is actively marketing and selling their most recent resorts, such as Aulani, a Disney Resort & Spa in Ko Olina, Hawai’i, and the Polynesian Villas & Bungalows. You may still be able to buy points at other "sold out" resorts through Disney, which buys contracts back from members from time to time. At the DVC sales center, you will find full size replicas of the villas for the resorts they are actively selling. Taking a tour of the model rooms at the DVC sales center won't involve your typical high-pressure sales tactics that the timeshare industry is known for. DVC tours are not high pressure at all and are well worth taking if you really want to find out more before making up your mind. You won’t be expected to join the Disney Vacation Club on the spot.

If you don’t want the resorts they are actively selling, you may have to do some firm talking to a DVC guide to convince them you really want an older resort. And, all the resorts are typically available via the resale market.





While you’re at Walt Disney World or Disneyland, you can stop at any one of the DVC sales kiosks and have them schedule a tour at the DVC sales center. You can also call DVC directly using the phone from your resort and do the same.

The DVC sales center is at located at Disney’s Saratoga Springs Resort & Spa (SSR) in Walt Disney World, or between the Disneyland Hotel and Disney’s Paradise Pier Hotel at Disneyland.

Let’s assume you’re at Walt Disney World. A DVC sales van will come pick you up at your resort and drive you to SSR and drop you at the entrance to the DVC sales center.



You will be introduced to a DVC “guide”, who is your sales agent. They will explain the DVC program in detail, answer all your questions, and also take you on a tour of the full-size replicas of the rooms for the resorts that DVC is actively marketing.


The sales process is not high pressure and you won’t be expected to join DVC on the spot. You may be told about special incentives, and these will typically have an expiration date – usually no longer than a week to 10 days. Outside of any incentive, don’t try to negotiate a deal with your guide, as DVC will not haggle over price (you’re not buying a car).

If you’re going to take the tour, you should allocate two hours of your time. If you do decide to buy into DVC, plan on spending additional time signing all the paperwork.






Units start with Studios that are about the size of Disney’s Deluxe hotel rooms (and include a mini-fridge and microwave).

There are also 1- and 2-bedroom villas that include a full kitchen (with all the basic cooking utensils, pots, pans and dishes supplied) and living room in addition to the bedroom(s), plus a whirlpool tub in the master bedroom and a washer/dryer in a closet.

Several resorts also feature 3-bedroom Grand Villas for the ultimate in luxury and space.

Those staying in Studios will not have a washer and dryer right in their room as the larger accommodations do, but they do have free access to washer and dryers available to members at no cost. Use is first-come, first-served

For a breakdown of the number of units at each DVC resort, as well as the size of the various room types, please read the ”DVC Resort Information and Maps" thread.







Last edited by DVC Information; 06-27-2015 at 04:43 AM.
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Old 04-05-2015, 07:01 PM   #4
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No. Ownership in DVC consists of a Right-To-Use lease as opposed to a Fee Simple Deed. Different resorts have different end dates. You should consider the remaining number of years for a resort when considering purchasing it as your home resort.


Listed below are the opening dates and the contract end dates when the lease terminates.








When you buy into the Disney Vacation Club, the points you purchase will be available to use every year throughout the term of your membership. For each of the years on your contract, you’ll be given what’s called a Use Year—the 12-month period of time in which you can use that year’s points.

Each contract is assigned a Use Year (UY) at the time of purchase. The Use Year is the month that points are put into your account.

New DVC members typically have a hard time understanding the "Use Year" concept. The Use Year of a particular contract is determined and assigned by DVC at the time of the original sale of an ownership interest in a DVC resort to a member. A Use Year on a contract is fixed and unalterable.

➤ For complete information on understanding what a Use Year is, read the "Understanding Use Year" thread.







If you are not going to use points by their expiration date, you can bank them into the next Use Year. This is useful when you want to save points for one big family vacation.

You must bank unused points at least four months before the end of your Use Year.

Banking points effectively moves them into the next Use Year, and they cannot be unbanked. Neither can they be borrowed.






If you find that you are "points-short" in a given year, you may borrow points from the next Use Year. You may only borrow one (1) UY ahead. After you have borrowed points, those points will expire at the date of the UY they were put borrowed into (current UY).

Although not as common a practice, points may also be transferred from another DVC member if some agreement is made (independent of DVC) to acquire the points. For more on transfers, please refer to the "Point Transfers Between Members" thread.

Last edited by DVC Information; 06-24-2015 at 06:16 PM.
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Old 04-05-2015, 07:02 PM   #5
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Yes. Some members may decide to purchase at more than one resort, giving them multiple home resorts. Typically, the reason is that the owner wants the 11-month booking advantage of the Home Resort Priority Period in order to make it easier to get the resort they want, at the time they want, with the accommodations they want. This reduces any possible frustration at the 7-mo window, wait-listing, or having to “settle” for another reservation while missing out on the one you really had your heart set on.

Keep in mind that if you have more than one home resort, all vacation points being used to make a reservation during the Home Resort Priority Period must be associated with that home resort. That is, you cannot combine points from multiple resorts to book one resort during the Home Resort Priority Period. You may combine all the points you have at all your home resorts and book any DVC resort only at the 7-month window.

If you own 150 points at BLT and 200 points at VGF, for example, you can use those 150 BLT points to only book BLT 11 months in advance, and those 200 VGF points to only book VGF 11 months in advance. You could not, however, combine your points 11 months in advance to have 350 points to stay at either resort - you must wait until seven in advance to do so.

Some folks purchase small add-ons at other resorts and then, by banking and/or borrowing, book a vacation there at the 11-month window every 2 or 3 years.

For more on this, please refer to THIS thread.







No. Most people who first hear about DVC hear directly from Disney, and may not even be aware that there is an active resale market where DVC contracts may be purchased - just like you can purchase a new or used home.

There are a number of resale timeshare companies that specialize in DVC contracts.

While buying direct from Disney will be faster and more convenient, buying contracts on the resale market can often save a considerable amount of money over buying direct from DVC.

With a few exceptions, once the resale purchase is complete, new members receive the same benefits— including ID cards, website access, discounts, customer service, and travel assistance—provided with purchases directly from Disney.

➤ To help you decide if you should buy direct from Disney or buy resale, read the very important "Buy Direct from DVC or Buy Resale?" thread.







You are free to sell your interest in the DVC just as you would any other real estate property. Obviously, very few people choose to sell their homes without professional help from real estate agents, and it’s the same with selling your ownership interest in the Disney Vacation Club. Most people use licensed real estate companies that specialize in sales of timeshares.

The good news is that you’re likely to get a good return on your investment, compared to that of other timeshares. Disney Vacation Club contracts tend to command higher resale rates than others. There's no promise that you'll make money on the sale, but you won't experience the losses typical when selling many traditional timeshares.






Yes.

The Disney Collection allows members to use their points for stays at other hotels at Walt Disney World; at the hotels of the Disneyland Resort in California; and at Disneyland Resort Paris, Hong Kong Disneyland Resort, and the Tokyo Disney Resort. Sailings on the Disney Cruise Line are another option. The Adventurer Collection offers guided vacations through Adventures by Disney.


The World Passport Collection opens up point-exchange opportunities with Resort Condominium International (RCI), a timeshare organization that features locations around the world.

However, additional fees may apply to booking outside of DVC, and the value of utilizing points in this way is suspect.

Using your points for a vacation at anything other than a stay at one of the 13 Disney Vacation Club resorts is often viewed as a poor value – as points go much further when used toward stays at a DVC resort than the other “Member Getaways” offered by DVC.

On the other hand, the “Member Getaways” do provide flexibility for some members who feel that using points may be preferable to paying additional dollars out of pocket for the occasional non-DVC vacation. Perhaps they don’t want to stay at a DVC resort, but would like to use their points elsewhere – from the Disney Collection (Disney Cruise Line, Adventures By Disney, Disney Hotels), to the Concierge Collection, to an RCI trade.

Since they already have the points, they think that using them on a non-DVC vacation is better than paying additional dollars out of pocket. Many people don’t have the luxury of being able to pay the additional out of pocket expenses, so why not use the points?

Others gladly use their points for a “Member Getaway” for a variety of other reasons – including that they simply prefer the ease of booking with points. Not everyone buys into DVC to just save money.

When comparing the number of points needed to book these “Member Getaways” to the out-of-pocket expense of just booking the same reservation with cash, folks quickly realize that they’re not getting as good a value as a DVC resort.

With that recognition of the loss of value, some people just always use their points for DVC vacations, while others think the best approach (that offers the most bang for the buck) may be to rent out their points and use the rental proceeds to simply pay cash for the non-DVC vacation.

While it may be comforting to know that the flexibility exists for booking outside of the DVC resorts, buying into DVC with the intention of frequently using points toward non-DVC resorts would not be wise.

For more information, read the "Do you use DVC points for booking non-DVC vacations?" thread.


DVC announced a new policy that limits access to certain Member Getaways exchanges for Ownership Interests purchased on the secondary market (also known as the resale market). Under the new policy, Members who purchase from anyone other than Disney Vacation Development, Inc., on or after March 21, 2011, will not be eligible to use those Vacation Points to make reservations within the Concierge Collection, the Disney Collection or the Adventurer Collection. Those Vacation Points will instead be valid only for reservations at Disney Vacation Club resorts, as well as for RCI exchanges, Club Cordial and Club Intrawest. That said, Members who purchased on the secondary market prior to March 21, 2011, may use those Vacation Points for all Member Getaways.

Disney Vacation Club has a multi-year affiliation agreement with RCI that offers it’s members access to thousands of RCI affiliated timeshare properties across the globe. For more information, read the "Have you used the RCI option?"





You can book online using the DVC member web site.

Just determine your desired dates, select the size and type of accommodation, and find out the number of vacation points needed for the length of your stay.

Owners can begin booking a Home resort eleven (11) months from the desired arrival date. However, reservations at non-Home resorts cannot be made until seven (7) months from the arrival date. What this effectively does is give the owner a four month head start booking the resort at which they own.


If you are unable to book a particular reservation, you can go on a wait list. As members cancel existing reservations, wait list requests are satisfied on a first-in, first-out basis. For more information on the wait list process, click HERE.

Last edited by DVC Information; 06-24-2015 at 06:21 PM.
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Old 04-05-2015, 07:02 PM   #6
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DVC offers discounts on dining, shopping, recreation, spa services, tours, annual passes and more. Another benefit for Disney Vacation Club members is the ability to “pool hop” at the various resort hotels at Walt Disney World.

Just keep in mind that these perks are incidental to our DVC membership. That is, these incidental benefits of membership may be modified or terminated at any time by DVC. The continued availability of these discount programs is not guaranteed.

For more information, read the "Do DVC Members deserve better perks?" thread.





One possible con is you tie up money in an ownership interest in DVC, instead of your money remaining liquid and available.

Another is you get less housekeeping service than a typical hotel guest gets. Members do not get daily housekeeping service. For stays of seven or fewer days, Disney provides trash and towel service on the fourth day. Longer stays get a full cleaning on Day 4 and trash and towel service on Day 8, with the cycle beginning again on Day 12. Additional housekeeping services are available for a fee.

Substantial advance planning is usually needed. Members need to make reservations seven to 11 months in advance to obtain preferred seasons and accommodations.






Since most people consider purchasing DVC a large investment, time should be spent before making such a big decision evaluating the pros and cons, the costs and benefits. The initial cost of joining DVC is significant and you will pay substantial annual dues/maintenance fees, which go up every year. So, is it worth it?

Well, to be perfectly honest, membership in the Disney Vacation Club is not for everyone. It made perfect sense for me and I am very happy with my decision to become a DVC member. I just wish I had done it sooner.

You should look at DVC, not as an investment or a way to make money, but a decision to prepay, at today's rates, the next several decades of Disney trips. The financial considerations are important. DVC can make sense financially and save you money – depending on what you’re comparing it to. If you’re comparing it to booking a Value resort, you’ll quickly realize that DVC won’t save you money – but that's not an apples-to-apples comparison.

The financial analysis is only a part of the picture, as you may be motivated to join DVC for reasons other than to just save money. Perhaps you just want to improve the quality of your stay by booking the larger 1- or 2-bedroom units with space to separate you from the kids, with a full kitchen, washer/dryer, and other “home-away-from-home” amenities. Perhaps you just want to lock-in an annual Disney vacation or join because you find membership emotionally satisfying. Perhaps you just want to lock in prices for future vacations. The non-economic considerations such as being able to share trips with friends and family in awesome and unique accommodations may be the ultimate reason to buy DVC – reasons that you can’t put a price tag on.


➤ To find out if DVC may make sense for you, read the "Does DVC Membership Make Sense?" thread.

Likely, you may have concerns about joining. See what concerns current DVC members had before they joined by reading the "What were your concerns about becoming a DVC member?" thread. You can see how your same concerns were addressed for others.






Members who can’t use their point allotment before it expires within a given year may be able to recoup some of their costs by making the points available to a non-member via a rental agreement. The member gets cash for points that might otherwise be lost, and the renter saves hundreds of dollars compared to booking the same deluxe accommodations through Disney directly.

Find out more by reading an "Explanation of Renting Points".





If you ask existing DVC members what they wish they had known before they became members, their responses may include some of these items:

  • Buying resale, while taking longer, can save you money
  • Buy only if you mainly plan to stay at DVC resorts
  • If possible, buy two or three smaller contracts instead of one big one; contracts of 100 points or fewer are easier to resell than larger ones.
  • You may have the constant urge to add on points!
  • Buying all your contracts with the same Use Year makes it easier to track points.
  • Sometimes it can take two years to trade into popular RCI resorts
  • Not all of RCI’s resorts offer a level of accommodation equivalent to the Disney resorts.
  • I wish I had purchased DVC sooner!



Last edited by DVC Information; 06-18-2015 at 05:49 PM.
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Old 04-06-2015, 07:31 AM   #8
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Question First time visitor?



If you were sent to this page by a link from another web site or from a friend or family member, this may be you first time on MouseOwners. If that is the case,



Welcome to the DVC Boards at MouseOwners.com - the place to talk about the Disney Vacation Club and the Disney Parks!

MouseOwners was the very first discussion forum dedicated exclusively to all things DVC - and still the most honest - since 2005.

If you're visiting for the first time, we're so glad you're here. Above all, don't be shy! Some of us here have known each other for a long time, while hundreds of others, like yourself, are brand new. Just jump right in! Every new MouseOwner has something to add and can make these Forums the best resource for all things DVC.




If you are currently viewing our boards as a guest, your access is limited. To gain full access to the MouseOwners online community, you must register for a free account.

As a registered member of MouseOwners, you will be able to:
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Registration is fast, simple and absolutely free!



Some folks have reported difficulty registering using Hotmail.com, MSN.com, Outlook.com, Live.com and other Microsoft email addresses, so please don't use any of those when registering.

Email addresses with Apple, Yahoo and Google/Gmail work just fine.

To register, just click HERE.

When you register, an email will be sent to the email address you registered with details on how to activate your account. You must follow the link in that email before you can post on these forums. Until you do that, you will be told that you do not have permission to post.


Thanks, and again, Welcome to MouseOwners!

.

Last edited by DVC Information; 05-01-2015 at 06:13 PM.
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Old 04-15-2015, 09:27 PM   #9
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People who are new to MouseOwners

For the people who just happened upon MouseOwners for the first time, the thread named "Welcome to MouseOwners!" would be a good place to start.




People who are interested in renting points

Finally, a lot of people hear about how they can save money by renting points. For them, the "An explanation of Renting Points?" would be helpful.

.

Last edited by DVC Information; 04-18-2015 at 06:12 PM.
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