Disneymooners93
03-18-2006, 10:46 PM
Just want to post so someone else doesn't miss the fine print with the Disney VISA DVC offer. :o Guess I don't do that many 0% deals to know how they work. My assumption was 0% for six months meant you didn't have to pay for that six months. I now know that still you have to pay a minimum payment or else get late fees.
I checked my account after my deposit posted and the minimum payment was $0, which confirmed my ignorance. I guess it wasn't at the end of the billing cycle because the next time I checked I was hit with a late fee, and my account was now showing a min. payment due. :headache: Actually, the customer service rep was very understanding and immediately removed the late fee. One thing I didn't ask was my earned rewards were erased because of the missed payment, don't know if those will come back automatically.
Edited: The earned rewards were not erased. The current statement rewards are being held back until I can correct the payment.
Hope this is helpful to someone else.
I checked my account after my deposit posted and the minimum payment was $0, which confirmed my ignorance. I guess it wasn't at the end of the billing cycle because the next time I checked I was hit with a late fee, and my account was now showing a min. payment due. :headache: Actually, the customer service rep was very understanding and immediately removed the late fee. One thing I didn't ask was my earned rewards were erased because of the missed payment, don't know if those will come back automatically.
Edited: The earned rewards were not erased. The current statement rewards are being held back until I can correct the payment.
Hope this is helpful to someone else.